Making a spreadsheet budget in Google Sheets or Excel is easy, but it’s faster to start with a free template. This type of budget is good in that you’re being proactive with your money and making every dollar count. Again, here’s another great, blank, Christmas budget worksheet that would work well for a child who wants to budget for Christmas presents this year. Penney Lane’s Christmas Budget Worksheet. In other words, every cent of your income is allocated in your budget to either savings, living expenses, or debt repayments. Try out Queen of Free’s Christmas Gift Budget Template could be a great way to introduce the idea of budgeting to your child.
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